The Terms & Conditions may change at any time.
By using the HGACPA site after a change, you agree to follow and be bound by the Terms & Conditions as changed.

HGACPA Site Content:

One should assume everything you see, hear, or otherwise receive from or on the HGA Site (the Contents) is copyright, trademark, or other intellectual property owned and/or licensed by HGACPA. The site contents include images, illustrations, designs, icons, photographs, trademarks, logos, text, software, sounds, music, the HGA site as a whole and any other materials on the HGA website.You may use or download the Contents solely for your personal, non-commercial purposes, provided you keep all copyright and other proprietary notices with them. No other type of use is permitted. Downloading or copying Content does not transfer any right, title or interest in any HGA content to you. The export of software or downloading of technical data from this site to any jurisdiction in violation of Canadian export laws is strictly prohibited.

User Comments and Submissions:

HGACPA is happy to welcome your comment on our services. However, any idea, suggestion, or other information you transmit to the site is, and will be treated as, non-confidential and non-proprietary. Please review our Privacy Policy Statement for more information.By agreeing to these conditions, you agree that no information or material you transmit to HGACPA , will violate anyone else’s right, including copyright, trademark, privacy or other rights. You may not transmit any information that is or contains threatening, libelous, defamatory, scandalous, inflammatory, pornographic, profane or otherwise unlawful, abusive or obscene material. You shall be solely responsible for the content of any Commentary you make. HGACPA is not responsible or liable for the content of information that others post at or transmit to the HGA Site, for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography or profanity contained in any such information, or for the conduct of any Site user. Service Information Services displayed on the Site can be delivered in Canada. Prices are valid and effective only in Canadian currency.

Links to Other Sites

If you have any concerns regarding any outside site linked to or from the site, please direct them to HGACPA or operator of the site. HGACPA is not responsible for any outside sites, services or other materials linked to or from the site, and disclaims all liability for any injury you may experience by using such materials.Disclaimer Use this website at your own risk. HGACPA PROVIDES THIS SITE, ALL CONTENTS, AND ALL SERVICES OFFERED THROUGH OR FROM THE SITE AS IS WITHOUT EXPRESS OR IMPLIED WARRANTY, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT. Some jurisdictions may not allow the exclusion of implied warranties. Some of the above exclusions may not apply to you. HGACPA also does not warrant that your use of the site, the operation or function of the Site, or any services offered through or from the site, will be uninterrupted or error free, that defects will be corrected, or that the HGA site or its server are free of viruses or other harmful elements. HGACPA does not make any representations regarding the currency, accuracy or reliability of information on this Site. HGACPA SHALL NOT BE LIABLE FOR ANY DAMAGES RELATED TO YOUR USE OF OR INABILITY TO USE THIS SITE, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, SPECIAL, COMPENSATORY OR CONSEQUENTIAL DAMAGES, LOST PROFITS OR LOSS OF OR DAMAGE TO PROPERTY.

If, for some reason, you are not satisfied with the HGA Site, any of its Contents, or any of these Terms, we would like to hear from you. You may contact us at However, your sole and exclusive legal remedy is to stop using the HGA site.


You agree to defend, indemnify and hold HGACPA harmless from and against any claims, damages, costs and expenses, including attorney’s fees, arising from or related to your use of the Site or your violation of any of these Terms and Conditions.Miscellaneous Unless otherwise specified, HGACPA displays this Site and the Contents solely to market and promote HGACPA services in Canada. HGACPA controls and operates this Site from its offices in Edmonton, Alberta, Canada.These Terms shall be construed according to Canadian Law, without regard to conflicts of laws. Any dispute arising under or relating to these Terms, the Contents, the use of the Site, or services purchased using this Site, shall be resolved exclusively by the provincial courts of Alberta, Canada. Your use of the Site constitutes your consent to the jurisdiction and venue of said courts with respect to any such dispute.These Terms are the entire agreement between you and HGACPA relating to the Site or its Contents. Any other agreements between you and HGACPA are superseded and have no force or effect.Termination If HGACPA believes you have failed to comply with these Terms, or for any other or no reason, HGACPA , may deny you access to the Site immediately without notice. The restrictions, including restrictions with respect to the Content, disclaimers and liability limitations in these Terms shall continue to apply. Upon denial of access, you must promptly destroy all Content downloaded or obtained from this Site, as well as all copies of Content.Delivery of Services: HGACPA working policy is to advise you in advance of any cost or service before attempting to do the service. HGACPA will: Send you a clear list of deliverables. You will approve the work/maintenance. Once the deliverables are complete you will sign off on the completion. We will send you an invoice.This provision of information and services does not constitute the practice of law: HGACPA does not provide legal advice or represent you as a lawyer. You agree you will seek independent legal advice as required for your business purposes.Jurisdiction: In the event there is a dispute with any term of this website, or from services provided by the HGACPA site, you agree to be bound by the laws of Alberta. All disputes will only be determined in the Judicial District of Edmonton.

Refund Policy:

Your satisfaction is very important to us and thus we insure our products & services with satisfaction guarantees. Please contact us for the latest information on your order and our refund policy. If refunds are available for you purchase please prepare your receipt or equivalent proof of purchase.If you have been wrongly billed or are unclear of the invoice please contact us immediately at 780-489-9750.

Why A Privacy Policy?

HGACPA respects your individual privacy. This Privacy Policy (‘Policy’) embodies our commitment to its protection through adherence to fair electronic information practices. This Policy puts you, the individual, in control of how your personal information is processed. You have our promise that we will not electronically process your personal information in any way that is incompatible with this Policy.This Privacy Policy protects your privacy by: Informing you about: The types of personal information HGACPA collects about you through its Web sites; How it collects that information; The general purposes for which it collects such information; The types of organizations to which it discloses the information; The choices and means by which individuals may limit its use and disclosure. Empowering you to choose: Whether and how certain personal information you provide is used (where such use is unrelated to the uses for which you originally disclosed it); and whether the manner in which a third party uses certain personal information you provide (where such use is unrelated to the uses for which you originally disclosed it).

HGACPA Assurance:

Takes reasonable precautions to protect personal information from loss, misuse, unauthorized access, disclosure, alteration or destruction; Implements reasonable policies and procedures to ensure that personal information is kept only for the purposes for which it has been gathered; Uses reasonable measures to ensure that we have accurately and completely recorded the personal information you have provided; and Provides you reasonable access to your personal information as well as procedures for correcting or modifying that information where appropriate. Ensuring accountability to individuals who believe that HGACPA has not complied with these privacy principles.Getting to Know Our Customers HGACPA is in the business of putting people in touch with other people. That requires more than simply offering innovative technical services. It also requires that we understand you, our customer, and your needs. We get to know you primarily through the information you provide to us when signing up for, or using, one or more of our services. The information you provide ranges from basic contact information, to payment information, to the technical coordinates of your host servers. All of the information we request from you when purchasing our services is obligatory unless otherwise noted on the relevant form. When you purchase our services, you agree to provide and maintain accurate, complete and updated information. After you have signed up for our services, we may be in communication with you about your account, technical questions you may have about services provided by us, or any other matter relating to those services. Those communications are essential to our relationship with you and to our ability to provide you with quality services that are responsive to your needs.

At the same time, those communications give us helpful insights about you, your preferences and the ways in which we might improve our services. We therefore may maintain this information for future use.For operational and quality assurance purposes, we take note of whether and how you use the information and services that we provide, such as by recording site traffic patterns and by maintaining log files of users’ access to site files.

The information we receive from or about you is stored on systems designed to prevent the loss, misuse, unauthorized access, disclosure, alteration or destruction of that information. We also encrypt your transmission of sensitive information to us (e.g., credit card numbers, account passwords) in the interest of heightened privacy protection and information integrity.
Transactions within our account manager and purchase flows use Secure Sockets Layer (SSL) encryption when transmitting data from your connection to our systems. You may click the lock icon within your web browser to verify the authenticity of any of our SSL certificates.

Our Accountability to You

By purchasing our services, you obtain the protections of, and consent to the data processing practices described in, this Privacy Policy.
When you purchase our services, you also represent to us that you have provided notice to, and obtained consent from, any third party individuals whose personal data you supply to us with regard to: (i) the purposes for which such third party’s personal data have been collected, (ii) the intended recipients or categories of recipients of the third party’s personal data, (iii) which of the third party’s data are obligatory and which data, if any, are voluntary, and (iv) how the third party can access and, if necessary, rectify the data held about them.In addition to the privacy protections that we provide, our employees, agents and business partners are independently responsible for ensuring compliance with this Privacy Policy, as described below.

Employee Accountability

Only HGACPA ’s employees that have a legitimate business purpose for accessing and handling personal information obtained by us are given authorization to do so. The unauthorized access or use of such information by HGACPA employee is prohibited and constitutes grounds for disciplinary action.Additionally, our information management systems are configured in such a way as to block or inhibit employees from accessing information that they have no authority to access. The Accountability of HGACPA Agents and Business Partners, Our trusted vendors and business partners are responsible for processing or handling some of the information that we receive. These vendors and business partners are not authorized to use such information for purposes beyond those specified by us and are required to preserve the confidentiality with which we treat such information.

Customer Service: 

If you feel that HGACPA , or any of our agents, representatives or employees, is violating this Privacy Policy, please contact us:

HGA Chartered Professional Accountants:
200, 16011 – 116 Avenue NW
Edmonton, Alberta T5M 3Y1 Canada

Notification of Changes:

Any changes made to this Privacy Policy will be released 30 days before their effective date so you will know what information we collect, how we use it, and under what circumstances, if any, we disclose it. The user is responsible for periodically checking our web site for changes to this Privacy Policy. You may opt-out of any posted change to our collection, use or disclosure of your personal information by sending us an email. If you have any questions regarding this Privacy Policy, please contact us.